Dental Insurance – Albuquerque, NM

Navigating Your
Benefits with Ease

Dental and medical insurance plans are notoriously difficult to navigate due to their varying coverage. Fortunately, our team members are all experts at not only helping patients learn more about how their plans work, but also maximizing their benefits to save them from steep out-of-pocket costs. Below, we’ve included some helpful basic information about navigating dental insurance. If you have any more specific questions, feel free to reach out to our staff or contact your insurance provider directly.

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We're a preferred provider
with your dental insurance!

Your consultation and treatment will be covered! Request an appointment to have a friendly member of our team get back to you with more information.

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We take your dental insurance!

While we are not a preferred provider with your insurance, there is a 90% chance your consultation and treatment will be covered! Request an appointment to have a friendly member of our team get back to you with more information.

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Insurance can be confusing.
We’re here to help!

Have questions about your coverage? Call our friendly team and we’ll walk you through it!

Understanding How Dental Insurance Works

Unlike medical insurance, dental insurance’s purpose is to prevent problems from arising instead of treating them once they develop, which is why they cover the complete cost of routine checkups and cleanings. There are a few terms that are important to know when navigating your policy as well, including:

  • The annual, capped-off amount of money that your dental insurance company decides to pay out for treatments over the course of a calendar year.
  • The monthly or annual fee that you pay to receive benefits.
  • A set amount of money that your dental insurance company requires you to pay yearly before your benefits kick-in.
Patient filling out dental insurance forms

What Does Your Dental Insurance Plan Cover?

It’s important to keep in mind that your dental insurance plan’s coverage can vary greatly from other people, which is why, if you’re looking to find out whether your benefits extend to a specific treatment, you’ll need to contact your insurance provider directly. That being said, many dental insurance companies determine coverage based on a 100-80-50 structure. This means that they cover 100 percent of preventive care, 80 percent of basic treatments, and 50 percent of more invasive treatments.

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Our In-Network PPO Dental Insurance Providers

Our doctors want to make accessing the care you need simple and affordable, which is why we are in-network with several major PPO dental insurance plans, including the ones listed below. If you’d like to learn whether we’re in-network with your policy, please don’t hesitate to contact our oral surgery office.

  • Aetna
  • Ameritas
  • Assurant Employee Bene?ts
  • Benefit Source
  • Best Life And Health
  • Blue Cross Blue Shield Federal Employee Program
  • Blue Cross Blue Shield of Illinois
  • Blue Cross Blue Shield of New Mexico
  • Blue Cross Blue Shield of Texas
  • Careington
  • Cigna
  • Connection Dental
  • Delta Dental
  • Dental Network of America
  • Dental Source
  • Dentemax
  • Dominion National
  • GEHA
  • Guardian
  • Lincoln Financial Group
  • MetLife
  • Mutual of Omaha
  • Premera Blue Cross
  • Principal Financial Group
  • Solstice
  • Stratose
  • Sun Life Financial
  • TDA (Total Dental Administrators)
  • The Standard
  • United Concordia
  • UnitedHealthcare
  • UNUM
  • And more!

Don’t see your plan? We likely take it! Reach out to our team today!